The Ordinariness of Market Falls
by Millen Capital on
It is all too easy to get overly concerned about falls in the equity markets from previous highs. As humans, we are hard-wired to be concerned about recent events and feel losses keenly.
The clock is ticking…
by Millen Capital on
If you earn more than £150,000 p.a., these pension changes will affect you!
Expected Portfolio Returns – there are no guarantees
by Millen Capital on
‘How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.’ – Robert G. Allen
All investors know that risk and return are related – taking on more (sensible) risk should provide higher returns, over time. Yet there are no guarantees. Advisers will often talk about target or expected returns from portfolios needed to deliver the financial goals of the client. Where do they come from and how can they be used sensibly?
Smoke, mirrors and the true cost of investing
by Millen Capital on
Passive investment approach is extremely competitive
In this day and age, price comparisons are quite easy to make, particularly when it comes to buying tangible goods, as the internet provides great transparency. When it comes to investing, gaining meaningful insight into the real costs incurred is extremely hard and approximate.
Crowdfunding: Peer-to-peer lending; a fad or the future?
by Millen Capital on
Most of us are increasingly aware of the social and environmental impacts of our daily lives; we may recycle, avoid buying products from certain companies and try to cut our carbon footprint. In reality though, we make compromises. How does this work when it comes to our portfolio investments? What are the challenges and options for those to whom these issues matter?