“Human capital should be treated like any other asset class; it has its own risk and return properties and its own correlation with other financial asset classes.” Ibbotson, Milevsky, Chen and Zhu (2007)
“Democracy is the worst form of government, except for all the others.” Churchill
“You may deride my awkward pace, but slow and steady wins the race” Robert Lloyds – The Hare and Tortoise, 1757. A Fable.
‘Short of attacking them with flame-throwers, or impaling them on stakes, it is hard to know what else the Bank and the government can throw at landlords.’ Daily Telegraph, 31st March 2016
With the UK’s referendum vote on whether or not to remain in the EU almost upon us, this note looks at the impact that BREXIT could potentially have on client portfolios.
If you could invest in an ISA for your kids or grandchildren in only 15 mins, would you do it?
It is all too easy to get overly concerned about falls in the equity markets from previous highs. As humans, we are hard-wired to be concerned about recent events and feel losses keenly.
If you earn more than £150,000 p.a., these pension changes will affect you!
Straightening out Wealth Management™
