THE BLOG

Japan Winning

Expected Portfolio Returns – there are no guarantees

‘How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.’ – Robert G. Allen All investors know that risk and return are related – taking on more (sensible) risk should provide higher returns, over time.  Yet there are no guarantees.  Advisers

Behaviour Gap

Smoke, mirrors and the true cost of investing

Passive investment approach is extremely competitive In this day and age, price comparisons are quite easy to make, particularly when it comes to buying tangible goods, as the internet provides great transparency.  When it comes to investing, gaining meaningful insight into the real costs incurred is extremely hard and approximate.

Costs

Investment Costs Matter

The fastest way to a more secure retirement? Start by lowering fund expenses…

Crowdfunding: Peer-to-peer lending; a fad or the future?

Most of us are increasingly aware of the social and environmental impacts of our daily lives; we may recycle, avoid buying products from certain companies and try to cut our carbon footprint.  In reality though, we make compromises.  How does this work when it comes to our portfolio investments?  What

Seeds of growth

Socially Responsible Investing

Balancing your values with practical reality Most of us are increasingly aware of the social and environmental impacts of our daily lives; we may recycle, avoid buying products from certain companies and try to cut our carbon footprint.  In reality though, we make compromises.  How does this work when it

Recent market turmoil

Recent Market Turmoil

“The hardest work in investing is not intellectual, it’s emotional. Being rational in an emotional environment is not easy. The hardest work is not figuring out the optimal investment policy; it’s sustaining a long-term focus at market highs or market lows and staying committed to a sound investment policy. Holding

BRICS leaders

Emerging Market Equities

 “Thirty years ago, emerging markets made up just 1% of world equity market capitalization and 18% of GDP.  Today, they comprise 13% of the free float investable universe of world equities and 33% of world GDP.”   Dimson, Marsh and Staunton, 2014. It is easy to be convinced that the