The quirky maths of investing

In the investing world there are some quirky mathematical outcomes that are worth reminding ourselves of.  Read our explainer on the maths of percentages in investment returns and what a ‘behaviour gap’ in investor returns means.

VCT explainer film

We’ve recently made a short film outlining the pros and cons of Venture Capital Trusts (VCTs). Watch our 5 minute explainer video here:

Uncertainty abounds – it always does.

It is always easy to feel that the present is more uncertain than the past. Today, it certainly feels like the world is in a very uncertain place. The chart in this blog clearly illustrates that over the mid-to longer-term the markets absorb the consequences of such events and power forwards as capitalism drives the relentless pursuit of profit opportunities.

Selling Your Business – How to prepare for a successful exit

Around 50% of our clients have generated their wealth through their business interests. We know how critical it is to prepare for the time when you come to sell all or part of your business. In this blog we explain how focused preparation can make all the difference to your ‘happily ever after’.

Millen Software on Tablet

Selling Your Business – How Much Is Enough?

If you are an entrepreneur approaching retirement, you might have already estimated how much you need from the sale of your business. Chances are, this is a significant sum, but calculating the actual amount to produce the income you desire can be difficult. Here’s how we approach this with you:-

Retirement Rule 1: Don’t run out of money

Of all the financial challenges and concerns that we face over our lifetimes, avoiding running out of money in retirement probably sits at the top of the list.  Knowing what you cannot control and understanding what you can, provides some insight into the complexity of – and solutions to – retirement planning.

Thoughts on bonds

Human Capital

“Human capital should be treated like any other asset class; it has its own risk and return properties and its own correlation with other financial asset classes.”   Ibbotson, Milevsky, Chen and Zhu (2007)

Ticking time bomb

The clock is ticking…

If you earn more than £150,000 p.a., these pension changes will affect you!

Dragons Den Chairs

The good, the bad and the ugly of VCTs and EIS

Should the tax tail wag the investment dog? When it comes to considering the role of venture capital trusts (VCTs) and Enterprise Investment Schemes (EIS) that is the question that needs to be asked and answered.  Tax breaks need to be very carefully weighed against the material risks of owning